Researchers believe they have discovered a method to help make an HIV vaccine effective prior to, and perhaps after, infection

A new discovery at Oregon Health & Science University highlights an ingenious method to ensure the body effectively reacts when infected with the highly evasive HIV virus that causes AIDS. The same team of researchers has been utilizing this unique approach to develop its own HIV vaccine candidate, which has so far shown promising results in animal studies. This latest research finding will be published in the May 24, 2013, edition of the journal Science.

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“A major challenge in developing an effective HIV vaccine is figuring out how to target this evasive virus,” said Dr.

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On Tuesday, Express Scripts notified that it is about to resolve its contract dispute with the biggest health insurers in the United States, WellPoint Inc. In addition, it claimed that the WellPoint has significantly increased the chances of lodging a lawsuit and expressed confidence that the companies have enough potential to settle their dispute.

In a statement, Express Scripts notified that the insurer’s giant is clashing with the implementation of some clause of the contract as well as certain operational matters believed to have an association with Express Scripts’ performance. S


DeWitt Stern , the New York City-based insurance broker specializing in entertainment and sports, is offering a policy insuring local businesses against loss of revenue they would incur if Super Bowl XLVIII, to be played Feb. 2, 2014 at New Jerseys Met Life Stadium, is cancelled or moved out of the tri-state area.

Super Bowl XLVIII is the first Super Bowl to be held in an open air stadium in a northeastern cold weather state in its 48-year history. Previous Super Bowls have always been held either in warm weather climates or domed stadiums.

According to DeWitt Stern, the policy is designed to provide some of the broadest business interruption coverage available.


Dr. Matheys is a veterinarian guest blogger for pet insurance provider Pets Best Insurance.

First one here, Karen asks: Why does my cat sleep on my head? Otherwise, shes not overly affectionate. Well, its not quite as unique as you might think, Karen. It is pretty common for people to tell me that their kitties sleep on their head at night.

There are several reasons for this.

1. Nobody knows for sure, but my guess is that most likely the common reason is that cats do it for warmth. People lose most of their body heat through their head, and your kitty can feel that, so they wrap right against your head to get that warmth. Other things?

2. Well,


USA Today reports this optimisitic view is offered by some industry analysts and health insurance officials. Meanwhile, Politico does a status check on the legal challenges to the health law’s birth control mandate. News reports also track the latest regarding the Internal Revenue Service controversy and the overhaul.

Market, Insurers Will Keep Premiums Low, Analysts Say Market forces and an impetus to attract younger, healthier people into the insurance market will help keep health insurance premiums lower as the 2010 health care law takes effect on Jan. 1, industry analysts and insurance officials say.


Once you’ve reached the golden years of retirement, many stop and wonder if they need to continue paying life insurance premiums. Financial planning professionals are divided on the issue, but life insurance can have many uses, even if you are no longer working.

Most people use life insurance as income replacement, so that if you pass away, your dependents don’t have to worry about your income suddenly disappearing. If you’re retired, your steady income from work is gone, but that doesn’t mean you don’t need life insurance. A life in


You know what really grinds my gears? – by which I mean, what annoys me, not what ruins the inner workings of my car.

It’s speeding motorists who make me mad!

Sometimes you can’t tell if people are speeding – one or two miles above the limit are hard to spot – but when I see road users obviously flouting the rules I have to pull over somewhere safe and calm myself down.